Medicare & Private Insurance Made Simple
Personalized plans. Expert guidance. Peace of mind.
About LRS Insurance
Our Mission
At LRS Insurance, our mission is to provide tailored insurance solutions that meet the unique needs of our clients. We believe in empowering individuals with knowledge so they can make informed decisions about their Medicare and private insurance options.
Why Choose Us?
- Licensed and trusted in Texas
- Access to top-rated insurance carriers
- Customized quotes and honest guidance
- Support every step of the way—from quote to coverage
Insurance Options Just for You
Medicare Insurance
Medicare Insurance
Medicare Insurance
We help you make sense of your Medicare options and select the best plan for your needs:
- Medicare Advantage (Part C) – Combines hospital and medical coverage with additional benefits
- Medicare Supplement (Medigap) – Helps pay costs like deductibles and copays
- Prescription Drug Plans (Part D) – Standalone drug coverage options
We also he
We help you make sense of your Medicare options and select the best plan for your needs:
- Medicare Advantage (Part C) – Combines hospital and medical coverage with additional benefits
- Medicare Supplement (Medigap) – Helps pay costs like deductibles and copays
- Prescription Drug Plans (Part D) – Standalone drug coverage options
We also help with enrollment periods, plan comparisons, and doctor network questions.
Private Insurance
Medicare Insurance
Medicare Insurance
Looking for affordable health coverage? We offer:
- Individual & Family Plans – On and off the Health Insurance Marketplace (ACA)
- Short-Term Plans – Flexible temporary coverage
- Supplemental Insurance – Dental, vision, critical illness, and more
Life Insurance
Medicare Insurance
Life Insurance
Life insurance is a powerful way to ensure your loved ones are financially secure, even when you’re no longer there to provide for them. Whether you’re looking for basic coverage or a long-term financial tool, we’ll help you find the right plan.
Our Life Insurance Options:
- Term Life Insurance
Affordable, temporary coverage for 10, 20, or
Life insurance is a powerful way to ensure your loved ones are financially secure, even when you’re no longer there to provide for them. Whether you’re looking for basic coverage or a long-term financial tool, we’ll help you find the right plan.
Our Life Insurance Options:
- Term Life Insurance
Affordable, temporary coverage for 10, 20, or 30 years—ideal for young families, mortgage protection, and income replacement.
- Whole Life Insurance
Permanent coverage with a cash value component that grows over time. Offers stability, lifetime protection, and predictable premiums.
- Final Expense Insurance
Low-cost, simplified plans to cover funeral and burial costs—no medical exam required in many cases.
- Indexed Universal Life (IUL)
Flexible, permanent coverage that builds tax-advantaged cash value tied to market indexes (like the S&P 500)—offering upside potential with downside protection.
Great for long-term savings, retirement planning, and legacy building.